I can't believe how the time is flying in...it's going to be Christmas before we know it. 
PFM Staff may not have managed to celebrate our 1st Birthday, however we did manage to celebrate at the Melbourne Cup, the race that stops a nation! 
And to our credit some of us managed to pick the  winner!!

As it is this time of year, PFM would like to wish one and all Seasons Greetings and a Happy and Prosperous New Year.